LendAko-Online lending 1.0.1.4

LendAko Overview:

1. Confidentiality: User information is kept strictly confidential.
2. Loan Types: LendAko offers online loans for various financial needs such as personal expenses, housing, and travel.
3. Convenient Operation: Users can track their loan progress in real-time and receive repayment reminders.
4. Covenant-lite Loan: No collateral or commission charges are required.
5. Flexible Credit Line: Access a recyclable credit line of up to ₱20,000 with the option to borrow again immediately after repayment.

Eligibility Criteria:

1. Must be a Philippine citizen.
2. Valid ID is required.
3. Age between 20 to 60 years old.
4. Must have a valid Philippine mobile number and bank account.

Loan Details:

• Loan Amount: ₱5,000 - ₱30,000
• Loan Period: 92-180 days
• Maximum Annual Interest Rate: 20%
• Service Fee: Up to a maximum of 3%

Loan Example:

A cash loan of ₱8,000 borrowed for 180 days:
Interest: ₱8,000 * 15% / 365 * 180 = ₱592
Fee: ₱8,000 * 3% = ₱240
Total Repayment Amount: ₱8,000 + ₱592 + ₱240 = ₱8,832

Loan Application Process:

1. Download the LendAko app.
2. Register an account and fill in personal information.
3. Select the loan amount and term in the loan application.
4. Submit the application for review and await a decision.
5. If approved, the loan will be transferred to your bank account.

Repayment Options:

You can repay your loan through online banking, mobile banking, ATM transfer, or other methods. Early loan repayment is also available with LendAko.

Contact Information:

• Email: [email protected]
• Company Name: Air Fish Lending Corporation
• SEC Register Number: CS201915454
• Certificate of Authority to Operate a Financing/Lending Company (CA 3082)

Risk Warning: Taking a loan involves inherent risks. To avoid overdue payments, please make loan decisions based on your financial situation with caution. The final approved loan amount, interest rate, and term are subject to actual review.